Have you ever thought about what it would be like if your bank was on your side? Well, Chime is an app that is changing the way people think about finance. In today’s article, we give you an overview of Chime and tell you why it might be perfect for you!
Chime reviews are through the roof. In this brief article, we discuss why.
What Is Chime, and What Are Its Features?
In case you are not already familiar, let us get caught up on who or what Chime is. Chime puts consumers back in charge of their money and helps them control their spending habits with the following:
Free ATM Withdrawals
As soon as you sign up, you can withdraw from any Allpoint Network ATM for free.
Cashback Rewards
Every time you swipe your Chime debit card at qualifying retailers, you can earn cash back, as the card can round up to the nearest dollar and send it back to your savings. There is no limit on the amount of money you can earn.
Free Transfers Between Users
Chime members can instantly send money without fees or delays between accounts through Visa’s Quick Pay.
Free Transfers to Your Bank
Chime will instantly transfer your money for free to your bank account at the end of every business day.
Instant Spend Notifications
Receive an instant notification on your phone when you spend via the Chime app. This way, you can track your spending and stay within your budget.
How Does Chime Work, And How Do I Get Started Using It?
Chime is FDIC insured, so your funds are safe. It saves you money in fees and offers unique features like Instant Spend notifications to help you stay on track with your budget.
First, download the app from the Apple App Store or Google Play.
Next, Follow These Steps:
1) Fill out a short form quickly and easily online.
2) Verify your identity with a video chat session.
3) Once set up, add money from your checking account.
4) It sends you a debit card linked to your new account!
Be sure to cancel any other cards that are currently in your wallet when they arrive. That is it! You are ready to use your free Chime account to take back control of your finances.
What Are Some of Chime’s Benefits, and How Can It Save Me Money on My Monthly Bills?
There are many reasons that users love Chime so much, including high-tech security features and sound customer service. However, beyond those features, here are some additional benefits of choosing Chime as your banking alternative:
1) You will no longer need to worry about overdraft fees or bounced checks.
2) You will no longer have to wait in line at the bank or pay a fee for going over your checking account limit.
3) It allows you to go up to $200 dollars in overdraft with no fee, compared to the national average of $34 per transaction.
4) It is easy and fast to set up automatic bill pay.
5) Chime’s Direct Transfer feature lets you easily transfer funds from your Chime account to a linked checking account at the end of every business day.
How Secure Is Chime, and What Steps Have Been Taken to Protect My Data and Transactions?
Chime uses the same level of security that banks use to protect customer data. It has partnered with leading third-party technology providers to provide its members with the most secure experiences possible.
For example, all personal information is encrypted when stored, and transactions are monitored 24/7 by Visa’s Zero Liability Monitoring Program. Any suspicious activity is flagged and investigated by Chime’s security team.
What Can I Do If I Need Help with My Chime Account, or If I Have a Suggestion for the Company?
If you ever need help with your Chime account, its customer service team is available 24/7 to help you. You can also reach out to them through social media like Facebook and Twitter. If you have a suggestion, the staff is happy to hear it! Email your suggestions directly from within the app.
Conclusion
Chime has helped millions of people take control of their finances. It is just one of the many reasons Chime is a great alternative to your bank account.
If you are looking for a low-cost, high-tech way to save money and get back on track with your budget, Chime is a great option to consider.
