5 Ways to Use a Personal Line of Credit to Upgrade Your Home Office

Photo by Norbert Levajsics on Unsplash

If you have a home office, your clients will often drop by your house to discuss work. However, you would want to offer them a professional space rather than making them feel that they are discussing work at somebody’s house. You can easily upgrade the home office but you need to pre-plan and budget it carefully so that the expenses don’t go through the roof while renovating. It is wise to tackle the upgrade in parts rather than taking on the whole project at once. In order to finance a home office upgrade, you can use MoneyTap’s home renovation loan.

Here’s how you can use your credit line to make the home office professional yet a fun place to work in.

Invest in an Ergonomic Chair

It is essential to invest on an ergonomic chair as you will be spending most of your work time sitting on it. It should be comfortable and help you maintain the right posture. Adjust the chair’s height so that your feet can rest firmly on the floor or a footrest. Don’t think twice about spending on an ergonomic chair as it will ensure you can work comfortably for long hours.

Light It Up

Embrace natural lighting. Place your desk close to the windows but keep it parallel to the panes. Don’t cover the windows with dark curtains or heavy drapes. If possible, open the windows for a few minutes every day to let in some natural light.

Even if you get great natural light, you might need additional lighting, especially once the sun goes down. The overheard house lighting may not be sufficient for work. Try adding a few table or floor lamps to create a soft glow and interesting design possibilities.

Store Creatively

Every office has files and papers, including a home office. However, filing cabinets do not make an attractive design addition to the home office. Get creative with storage by trying wall storage like magazine type racks or library-style display shelves. If you install bookcases, ensure that they are not too big so that you don’t end up overstuffing it. Using an artsy shelf for storage will double as a beautiful backdrop when you video conference with your clients.

Make It Green

Having some plants will liven up the place and add a splash of colour to the space. Luckily, there are a number of plants that can go a day or two without watering, which means you can avoid going into the home office over the weekends.

Make the Walls Pop

Wall decor will be an interesting touch to your home office. Hang up inspirational phrases if you like them. Invest in great yet affordable frames to hang art that your kids made. Look for unique wall clocks that can add personality to your walls. Remember, wall decor doesn’t have to be expensive to create an impact.

Adding just a few elements can go a long way in creating a comfortable yet motivating workspace. Invest the funds wisely — you can get some decor items for cheap but scrimping on elements like ergonomic chairs or storage might be a bad idea.

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Shiv Nanda is a financial analyst who currently lives in Bangalore, India (refusing to acknowledge the name change) and works with MoneyTap, India's first app-based credit line. He is a true finance geek who enjoys helping people with money management, and his friends love that about him. They always turn to him for advice on their investment choices, budgeting skills and personal financial matters. They also seek his approval before applying for a loan, credit card or any other type of credit. Head over to MoneyTap’s blog to check out Shiv’s other articles, or click here to learn more about MoneyTap’s flexible personal loans.