Multiple myths and misconceptions come into play in the way of understanding workers’ compensation. Many tend to navigate their claims under a false assumption and this leads to an unsatisfactory result. The amount of misinformation could deter an injured worker from fighting for their benefits and thus, impacting their financial, physical, and mental well-being. It also delays their recovery and has an impact on the entire family. In this article, we debunk some of the most common myths and misconceptions associated with workers’ compensation. Irrespective of the industry you work in or whether you require compensation, it helps to be aware of the facts.
Myth 1: If you file a claim, you admit fault
A widespread myth is that when you file a workers’ compensation claim, you admit you were at fault for the injury. This is not true and a huge misunderstanding comes from the misinterpretation of no-fault compensation systems. The benefits are designed to provide compensation and they will have to be provided, no matter who is at fault for the injury. One key factor that should be considered is whether the injury took place in the workplace or during any work-related activities. The location matters and not who caused it. This will help ensure that individuals can seek help without worries or fear. Employees should feel free to come forward with concerns or injuries, knowing their rights will not be considered their fault. This will help build a safe and supportive workplace for everyone.
Myth 2: Only physical injuries can qualify for compensation
This is one of the biggest misconceptions and one that should be done away with. An expert workers compensation attorney at Chopin Law Firm states, “Workers’ compensation is not limited to physical injuries. This will leave those with a psychological condition without any help or support. However, in reality, workers’ compensation will include physical injuries and emotional stress as well. It includes work-related emotional and mental stress like depression, anxiety, or PTSD.” Individuals who suffer from these conditions due to their work will be able to file for compensation. Workers need to understand the importance of mental health and focus on it just like they do on their physical well-being. Knowledge of what is covered under worker’s compensation and what is excluded will immediately change the approach as well as the expectations of individuals who file a claim. One should not neglect mental health issues since they can impair an individual’s ability to work. Workers’ compensation requires that employees seek and receive the right type of care they need.
Myth 3: There is no need for legal help
Many injured individuals believe that they can navigate the entire claim process without any legal help. This puts them into complex situations and several pitfalls. By the time they seek help, it has become too late. The reality is that the process is not easy and it involves many procedures and laws that are difficult to understand. If there is a legal expert by your side, the challenges will be tackled with ease and the process could move faster. The right professional can influence the claim outcome since they understand the legal industry and know how to get you complete benefits. They can also provide peace of mind as you focus on your recovery knowing that the right professional is handling your claim.
Myth 4: You need to be a full-time employee to file for a claim
The pandemic has changed how we work and many companies are allowing employees to work from home. Even if you are employed as a part-time employee, you are eligible to file a claim. As long as you are on a payroll, you can have compensation, whether you work full-time, part-time, or seasonal.
Myth 5: You could get fired if you file a claim
Many employees are worried about their jobs and do not file a compensation claim because of the fear of losing their jobs. Under the employment law, a workers’ compensation claim is a protected benefit, and getting fired for making a claim will be a violation of it. Yes, the employer could look for other reasons to fire you like a budget cut, or a larger restructuring. If this happens, you can document everything that has led to your termination and provide this as proof in court. The system of workers’ compensation is aimed at providing a safety net to injured employees and, if the employer tries to flee from his responsibilities by firing you, legal help is available.
These are the most common myths that stop many workers from filing for compensation. If you are injured at the workplace, you have a right to file a claim. Hire a professional to assist you throughout the process and ensure you get justice.
