Most of us have some experience with debt, whether it be related to credit cards, loans, or our education. Especially in relation to the latter, debt can feel overwhelming, moving with us throughout our lifetime. No matter how careful you are with your finances, life can lead to unexpected places, with substantial financial consequences. It is that universal growing experience that inspired Chantel Grant to get involved in debt law.
Chantel Grant has spent her legal career fighting debt collection cases. After receiving her Doctor of Law from St. Thomas University School of Law, Grant landed a job as a consumer defense attorney. Expecting it to be a stepping stone to something else, she instead found that her knowledge fit perfectly with defending against credit card, medical, and private student loan lawsuits. She ended up finding the battle against the private student loan and credit card companies to be her calling.
Chantel also believes that consumer and debt resolution lawyers are more relevant now than ever before. While lenders have been getting away with injustices, people are starting to take notice. Lenders are being fined by the Consumer Financial Protection Bureau and are having to pay for unlawfully charging students with late fees and active duty service members with high-interest rates. With more of these fines and lawsuits, there is more attention on the field, alerting more clients to their own rights.
While Chantel ended up finding the fight against the private student loan and credit card companies to be appealing, financial justice does not always come easily. While there are many hurdles that she must overcome each day, Chantel finds that each small win feels like a huge victory. With GM Law Firm, LLC, she is able to find justice and give a voice to the underdog.
GM Law Firm, LLC helps people who have found themselves in difficult financial situations due to taking on too much debt, the reasons for which may include student loans, loss of employment, personal or medical emergencies, divorce, declining home values, small business failures, natural disasters, or other challenging economic situations. Because of the growth in the industry, working for GM has proven to be a dream for Chantel.
Just one of many firms that can help when they are facing creditor harassment, Chantel can help clients understand that they are not alone. In 2017, the average household had a credit card balance of $15,654. The average student has $31,333 in student loan debt, and over 11% of students will default on their student loans. This leaves many people unable to pay their bills each month, which can risk lawsuits, judgments, garnishments, bank levies, and even property liens. In some states, your license can be taken away for failure to pay your student loans. Chantel along with GM Law Firm, LLC is here to help. If you find yourself with unsecured debt that you are unable to pay and feel like it is spiraling out of control, reach out for a free consultation.