It’s never easy when you lose things that are important to you. Whether it is jewelry, money, or important documents and identification, it can feel very frustrating. One of the most important things that you should not lose is your Social Security Card.
But sometimes the inevitable happens and there may come a time when you will misplace your card. In the event that it happens, you don’t need to panic. Most people immediately feel afraid because a stolen or lost card can result in a stolen identity. If you are one of those people, all you need to do is follow the steps below as soon as you realize you’ve lost your card.
1. Get a security alert on your credit – even if you are not convinced that someone will use your Social Security card or number for something illegal, it would still be wise to call for a security alert on your credit report. You don’t want to be surprised to find that you’ve applied for loans because someone has stolen your identity. The great thing about an initial security alert is that for the first 90 days, you do not have to pay anything to let different creditors know that there is a possibility that you may be a victim of identity theft. Three credit bureaus you can call are Equifax, Experian, and TransUnion. Let them know right away about your situation so they can take the necessary action. After the first 90 days, there are still those who continue to renew the fraud alert because it’s better to be safe than sorry.
2. Make sure that you have the necessary documents that may be asked of you – when you are preparing to apply for your new Social Security card, make sure that you have the correct documents with you so that you won’t need to keep coming back for the process. You need to be able to prove your identity and even citizenship. Some important identification you need to prepare is your U.S. passport or U.S driver’s license. You should also prepare another state-issued ID just in case. Also, remember that you will need the original copy of the documents as photocopies will not be accepted.
3. Apply for a replacement card – although you rarely bring out the Social Security card for use, it is still important to get a replacement card. You need to print out the application and fill it out. Make sure that you answer honestly and correctly so as not to delay the process. If you are not sure about the process and you have questions, go to this site as they can help you with the processing of your replacement card. They are willing to assist you with any concerns you may have about applying for your Social Security replacement card.
By following the list above, you don’t need to be afraid in case you lose your card. It may take some effort but you can be assured that you can get a new card in a short period of time.