Lifestyles – Home Business Magazine https://homebusinessmag.com Home Business - Home-Based Business - Business Opportunities - Franchises - Business Start-up - Work From Home Tue, 27 Jun 2017 18:16:12 +0000 en-GB hourly 1 https://wordpress.org/?v=4.8 Glossophobia Be Gone: 5 Simple Methods to Curb Speech Anxiety https://homebusinessmag.com/lifestyles/self-improvement/glossophobia-gone-5-simple-methods-curb-speech-anxiety/ https://homebusinessmag.com/lifestyles/self-improvement/glossophobia-gone-5-simple-methods-curb-speech-anxiety/#respond Tue, 27 Jun 2017 18:09:05 +0000 https://homebusinessmag.com/?p=34592 A smart way to reduce speech anxiety in your professional life is to pursue an advanced business education that prepares you for the challenges of the modern business world. King University offers a fully online MBA that prepares students with the knowledge and experience to feel confident in the workplace.

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By Tricia Hussung

Glossophobia, or the fear of public speaking, affects millions. It is one of the most common fears and is a form of social phobia, or fear of social situations. It can cause individuals to avoid settings where they are the center of attention or have to speak in front of a group, such as meetings or presentations. Symptoms of glossophobia include the following, according to Forbes:

  • Nausea
  • Dry mouth
  • Sleep loss
  • Headaches
  • Dilated pupils
  • Sweating
  • Shortness of breath
  • Increased heart rate
  • Increased blood pressure

For those who want to move up in their career, glossophobia can present a stumbling block. As leaders are often judged by their ability to communicate with a crowd, business professionals greatly benefit from sharpening their public speaking skills. As Psychology Today puts it, “Human interactions are based on communication, and there are few skills more important than being able to effectively convey your ideas to others. Not addressing this fear is a sure way to undermine your own success. On the other hand, being able to master the art of ‘owning the room’ will grant you numerous advantages in your professional and personal life.”

It is important to note that the fear of public speaking is not always a debilitating issue. Glossophobia is a clinical term, but individuals can have milder symptoms that are easier to address. However, no matter the level of anxiety you feel, the ability to communicate effectively — even to large crowds — is a crucial element of ongoing success in the business world.

Glossophobia can be treated in a variety of ways, one of the most common being cognitive-behavioral therapy (CBT). For less serious cases, there are several strategies that can lessen anxiety and the other symptoms associated with the fear of public speaking, making the individual more comfortable when it is required.

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Glossophobia by the Numbers

Fear of public speaking is the most common phobia. In fact, it is estimated that 74 percent of the population experiences some form of anxiety before a speech or presentation. What is most interesting about this is that fear of death comes after fear of public speaking for many people: just 68 percent of the population identifies death as their most intense fear.

Meanwhile, 70 percent of business professionals report that presentations are crucial to their success at work, and the same survey found that 20 percent of employees would do “almost anything” to avoid giving a presentation. It’s clear that overcoming fear of public speaking is vital for many individuals in the workplace.

Strategies to Reduce Speech Anxiety

With the right preparation and practice, it is possible to overcome a fear of public speaking. The following steps can help.

  • Don’t expect perfection. It is important to remember that the audience does not expect you to be an unforgettable orator. You are there to share information, and people want to hear what you have to say. The success of business presentations relies on substance more than style. Even the most experienced speakers occasionally stumble over their words. If you need to pause in order to gather your thoughts, the audience won’t mind — and may not even notice.
  • Understand your topic. If you are comfortable with your topic, chances are you won’t be as nervous when the time comes to present. It is a good idea to think of potential questions the audience might ask and work to address them ahead of time. This can also help you gain a deeper understanding of the material. When you carefully plan out your presentation, it helps calm nerves and keeps you on track.
  • Schedule practice time. The more practice you have, the better when it comes to public speaking. The Mayo Clinic suggests running through your presentation multiple times and presenting it to someone you feel comfortable with. Getting feedback can help you improve. It may also be helpful to record yourself so you can evaluate body language and other elements.
  • Focus on the material, not the audience. When presenting, try to keep your focus on the information you are sharing rather than on the audience itself. You are there to present new information to an interested group, so chances are your audience is already engaged.
  • Don’t rush the presentation. Take your time when presenting, rather than trying to rush through and get it over with. If you can speak clearly and deliberately, your audience will grasp the material better. When you are nervous, adrenaline is high and this can lead to shaking and other visible signs of nervousness. Make sure you remember to breathe, as deep breaths can help you relax.
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Glossophobia and Your Professional Life

One of the most invaluable skills in the business workplace is being able to communicate well, whether with employees, customers, investors, or others. That is what makes public speaking a key business skill that can “make or break your company,” regardless of how much experience you may have, according to Forbes. “You can’t win as an entrepreneur working alone, and without speaking in public, just like you can’t build a business from your invention without good business skills,” the same article explains. Here are just some of the business situations in which public speaking is important, Forbes says:

  • Addressing a group of investors for funding
  • Appearing on a panel of experts
  • Hosting customer seminars to drive growth
  • Being a keynote speaker at conferences or employee update meetings
  • Representing your company at industry association events

Opportunities for public speaking may arise both internally within your organization or outside it when working with the community, other companies, and more. When you are comfortable speaking in public, you can tailor your message for each type of audience, Chron Small Business says. This is especially beneficial for individuals looking to start a business or pursue entrepreneurial ventures. “Over time, you learn to think on your feet, taking information from the social environment and changing your communication patterns to suit the occasion,” Chron continues.

Public speaking skills are particularly important for professionals in leadership roles. They are tasked with motivating employees, informing stakeholders of business strategy, pitching to potential clients, and more. If leaders are able to communicate effectively, they are more likely to meet their goals.

Prepare for Success with King University

Another smart way to reduce speech anxiety in your professional life is to pursue an advanced business education that prepares you for the challenges of the modern business world. King University offers a fully online MBA that prepares students with the knowledge and experience to feel confident in the workplace. Specializations are available in the following areas:

  • Accounting
  • Finance
  • Healthcare Management
  • Human Resource Management
  • Management
  • Marketing
  • Leadership
  • Project Management
  • Non-profit Management
  • Management Information Systems

In this program, you will learn advanced business skills related to management, decision-making, communication, and more, along with specialized coursework that gives you the skills you need no matter what your goals are. Find out where an MBA from King University can take your career.



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Do You Qualify for a VA Loan? How to Find Out https://homebusinessmag.com/lifestyles/qualify-va-loan-find/ https://homebusinessmag.com/lifestyles/qualify-va-loan-find/#respond Tue, 27 Jun 2017 15:59:48 +0000 https://homebusinessmag.com/?p=34559 One of the most popular niche loans is the VA loan, which is reserved for active-duty servicemembers, veterans and certain members of military families.

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Prospective homeowners have lots of choices. City or suburbs? Detached or condo? Quiet residential neighborhood or amenity-rich commercial district?

The choices don’t end there. Though most homeowners-to-be don’t realize it, they also have a dizzying array of mortgage options to choose from.

Not every buyer or refinance-ready homeowner qualifies for every type of mortgage, so it’s important to sit down with a banker or mortgage expert to get the lay of the land first. Certain individuals, such as first-time buyers and military veterans, may be eligible for loan types that aren’t available to the general public.

One of the most popular niche loans is the VA loan, which is reserved for active-duty servicemembers, veterans and certain members of military families. The Department of Veterans Affairs doesn’t directly issue VA loans. It merely guarantees—partially or fully, depending on the size of the loan and the location of the home—private loans made by traditional mortgage lenders.

According to mortgage industry professionals, the VA loan program has helped countless servicemembers and veterans purchase homes and refinance existing mortgages. Along with the FHA loan program, it’s one of the most important tools we have to increase homeownership access and affordability.

Here’s what you need to know about VA loans, and how to find out if you qualify.

Types of VA Loans

VA loans come in several different flavors. Most are designed for the purchase or refinance of owner-occupied homes (not rental properties) by servicemembers, veterans and their families:

  • Purchase Loans: VA purchase loans require no down payment, provided the sale price doesn’t exceed the home’s appraised value. Other benefits include no private mortgage insurance premium requirement, no prepayment penalties, strict limits on closing costs, and assumability (i.e., the loan is transferrable on sale with minimal changes in terms).
  • Cash-Out Refinance Loans: VA cash-out refinance loans help current homeowners refinance existing loans, often at lower rates, with a cash-out option when equity allows. Terms are similar to VA purchase loans.
  • Interest Rate Reduction Refinance Loans (Streamline Refinance): IRRRLs, or VA streamline refinance loans, are expedited refinance loans that may reduce borrowers’ interest rates (and monthly payments), but don’t allow cash out. There’s no credit or underwriting requirement, and some IRRRLs may be executed with no out-of-pocket costs to borrowers.
  • Native American Direct Loan: This is a rare direct VA loan designed exclusively for Native American veterans. Its terms are even more favorable than traditional VA purchase and refinance loans, but eligibility is tightly controlled.
  • Specially Adapted Housing Grants: These grants, available in multiple forms, are designed for disabled veterans who require special housing adaptations such as wheelchair ramps.

Obtaining a Certificate of Eligibility

Before applying for a VA loan, qualifying buyers and owners must apply for a certificate of eligibility (CoE), an official document declaring their eligibility for the VA loan program. Those who are eligible include:

  • Any active-duty servicemember, regardless of deployment history, with at least 90 days of continuous service
  • Any honorably discharged veteran with 90 to 180 days of service, depending on service period and deployment history
  • Reservists and National Guard members with at least six years of service
  • Unremarried spouses of servicemembers who died in active combat or as a result of service-related disabilities
  • Spouses of servicemembers reported missing in action or taken prisoner in war
  • Surviving spouses of totally disabled servicemembers whose deaths may not have been caused by service-related injuries
  • Individuals who served in certain military-adjacent organizations, such as the Public Health Service

Other Qualification Requirements

VA loans have some other important qualification requirements. Some are unique to the VA loan and other niche mortgage programs. Others are general requirements that all prospective homebuyers must meet, though their specifics may be different for VA borrowers and subsets thereof.

  • Credit Risk: According to Military.com’s keys to VA mortgage loan approval, most VA lenders expect borrowers to maintain debt-to-income ratios below 41%. This is a bit more generous than the threshold for conventional purchase loans, though some VA lenders may be stricter. If your debt-to-income ratio is higher, you may need to work on paying down your balances before applying for a VA loan.
  • Owner Occupancy: Homes purchased or refinanced with VA loans must generally be owner-occupied. There’s an important exception for streamline refinance loans, which require only prior owner occupancy. If the primary borrower is deployed or otherwise unable to occupy the house, his or her spouse may satisfy the requirement on a temporary basis.

If you need more guidance, visit the U.S. Department of Veterans Affairs site.



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The Most Expensive Zip Codes for Renters in 2017 – Mapped https://homebusinessmag.com/lifestyles/expensive-zip-codes-renters-2017-mapped/ https://homebusinessmag.com/lifestyles/expensive-zip-codes-renters-2017-mapped/#respond Tue, 27 Jun 2017 15:18:01 +0000 https://homebusinessmag.com/?p=34555 Whether you’re on the East Coast, West Coast, or in between the two, rental website RENTCafé created an interactive map that highlights the most expensive rent prices in the country as well as the rent prices in any specific area.

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It’s time to move, and you’re looking everywhere to find a nice, new apartment to call home. And unsurprisingly, one of the biggest factors in your decision-making process is finding a place that’s affordable, especially as apartment costs nationwide continue to increase. So, what’s the best way to find an affordable apartment? It’s simple, by comparing rent prices in and around the different areas you’d like to live.

Whether you’re on the East Coast, West Coast, or in between the two, rental website RENTCafé created an interactive map that highlights the most expensive rent prices in the country as well as the rent prices in any specific area. Just hover over the map to see the average rent price in your state, or zoom in and click to see the average rent price for a specific zip code.

Do you know what areas have the most expensive rent prices in the U.S.?

Well the short and easy answer is pretty much anywhere in Manhattan or San Francisco. Manhattan currently has eight of the top ten most expensive zip codes in the United States as far as rent prices are concerned, while San Francisco’s 94129 and 94105 zip codes take up the other two spots at 4th and 9th overall.

Manhattan has the most outrageous rent prices year in and year out, but how much exactly does rent cost in Manhattan? Well within its 10282 zip code known as Battery Park, the average rent cost per month is nearly $6,000! It’s no surprise really though, as this upscale Manhattan neighborhood is a popular living destination for many working on Wall Street’s financial district, and includes waterfront residences, spacious parks, and quiet streets.

While there’s no arguing that Battery Park is one of the most sought-after places to live in New York City, the Upper East Side is a close second place in outrageous rent prices, as renters in the 10065 zip code pay just south of $4,900 a month on average. And just across town, the Upper West Side isn’t far behind, as renters here pay a lofty $4,892 on average for rent each month.

What cities have the cheapest rent in the U.S.?

On the opposite end of the spectrum, if you’re looking for a big city feel without paying an arm and a leg, there are 10 different zip codes in major markets where rent is under $500 a month. And rent in some of these areas can be up to 15 times less than in New York City! For one of the best examples – we’ll start with Wichita, Kansas. Out of all the zip codes in the nation’s largest rental markets, 67213 and 67211 in Wichita have some of the cheapest rent prices in the entire country, with the average cost as low as $407/month!

And if you’re asking yourself why would you want to move to Kansas? Well for some, knowing that one month of rent in Battery Park will pay a year’s worth of rent in Kansas is the only reason they need. Not to mention there are plenty of jobs in Wichita as well, especially in the aircraft manufacturing sector.

Renters looking for the cheapest US rent prices can also check out the nation’s blues capital in Memphis, Tennessee. The city of Memphis is a busy one, and has long been known as the home of blues and rock ‘n roll music, as well as some of the most delicious barbeque in the country. Plus, in addition to the renowned barbeque and bustling music scene, Memphis has three separate zip codes where the average rent price is less than $500/month.

While Wichita and Memphis may have some of the cheapest rent prices in the country, there are plenty of other affordable areas out there, too. In fact, according to RENTCafé, rent costs less than $600/month in as many as 20 zip codes.



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Hard Reality of Cyberbullying Hits American Youth https://homebusinessmag.com/lifestyles/health-and-fitness/hard-reality-cyberbullying-hits-american-youth/ https://homebusinessmag.com/lifestyles/health-and-fitness/hard-reality-cyberbullying-hits-american-youth/#respond Tue, 27 Jun 2017 13:32:19 +0000 https://homebusinessmag.com/?p=34531 ReportLinker recently collated and analyzed survey responses from U.S. teenagers (13-18) and very young adults (ages 18 - 24) on the topic of cyberbullying. Their responses may open your eyes if you’re never thought seriously about this matter before.

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There’s a dark side to all things, no matter how bright. Social media have their dark side, and in the shadows there’s something that especially plagues the young, impressionable minds and emotions of teenagers and very young adults in our time of unprecedented mobility of both people and information, something called “cyberbullying”.

Cyberbullying is not a video game fantasy. It’s so real that in the state of Massachusetts a woman was, not long ago, convicted by a judge of the crime of manslaughter because she had, as a teenager, used social media to encourage her suicidal boyfriend to kill himself (which he eventually did).

ReportLinker recently collated and analyzed survey responses from U.S. teenagers (13-18) and very young adults (ages 18 – 24) on the topic of cyberbullying. Their responses may open your eyes if you’re never thought seriously about this matter before.

One modern phenomenon among young people, or “Millennials”, that emerges and is prone to cyberbullying is the one known as “sexting”. This means sharing sexually explicit images or text using social media or texts. One-third of respondents said that they had sent sexting communications to someone. Meanwhile, 77% of respondents said that if the image was unwanted they would immediately delete it, and among those 64% of female respondents said that they’re “very likely” to take that action.

Females are also significantly more likely than males to be “very concerned” about being victimised by cyberbullying attacks. While 71% of respondents said that they’re concerned, 45% of those “very concerned” are females, while 38% of male respondents claimed to be not at all concerned.

The hard reality of cyberbullying was put on display when 38% of respondents said that they or someone very close to them have been actual victims of cyberbullying. While 61% of respondents cited embarrassing images (“revenge porn”) or threatening messages as the main vessel for their cyberbullying experiences, more than one-third cited attacks on their race or their gender (and possibly their sexual orientation) as the main vessel.

It may come as a surprise that it’s phone-to-phone text messaging most often cited as the leading (“worst”) medium for cyberbully attacks (24%). However, social media giant Facebook is quite close at 23% of respondents, including 33% of very young adults.

What’s to be done to fight back against or resist cyberbullying? Well, U.S. youths don’t have all that much faith in their parents, and they’ve got far less faith in government to help them. They say that it’s the social media platforms and their users themselves who have the power to take on and thwart cyberbullies.

However, three-fourths of respondents said that they’re psychologically and pragmatically equipped to handle any cyberbully attack, and 38% would talk about it with their parents while 27% would turn to close friends. Talking to teachers or police authorities, though, wasn’t seen as a leading option.

It seems that cyberbullying is a form of personal vendetta to be handled on a personal level.



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Five Tips for Entrepreneurs to Fly and Keep Their Feet on the Ground https://homebusinessmag.com/lifestyles/work-life-balance/five-tips-entrepreneurs-fly-keep-feet-ground/ https://homebusinessmag.com/lifestyles/work-life-balance/five-tips-entrepreneurs-fly-keep-feet-ground/#respond Mon, 26 Jun 2017 22:34:38 +0000 https://homebusinessmag.com/?p=34522 How do you keep your feet on the ground, and fly at the same time? How can you work in the business, on the business AND have a life all at the same time?

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Being an entrepreneur means working with exciting ideas, uncovering new ground, navigating uncharted territory, and taking on multiple roles. It can also mean not enough hours in the day. How can you do this and not be isolated? How do you keep your feet on the ground, and fly at the same time? How can you work in the business, on the business AND have a life all at the same time?

 1. Support your family

Stop looking at your family for support and start providing support to your family. It’s too easy to expect your partner to be ‘there for you’ as you burn the midnight oil and charge off into exciting new territory. Take on some of the home chores, be there to read bed time stories and do this to show others you care.  Family members knowing they are important— results in reciprocity. Don’t go through life thinking that work is more important. If you don’t attend to family, you’ll end up lonely.

2. There is a way out from isolation

The life of the entrepreneur of home business owner can be isolating. You might find yourself isolated, but there is a way out. Establish a network of trusted advisors. Don’t expect your partner to be your sounding board, listener, co-problem solver, backer as well as child minder, food magician, home manager and social secretary, even if you are in business together. When the going gets tough, choose an independent sounding board. An independent perspective can be tough to listen to, yet another perspective is essential for tapping into practical solutions.  They are not emotionally or financially involved and can immediately share a range of perspectives. Jen set up her home business after being made redundant.  The loss of hundreds of peers and long-time colleagues stunned her. They had been there day-to-day and suddenly, they were gone. Jen chose 3 colleagues she wanted to keep in touch with, and set up monthly lunch meetings. She took charge of regenerating her new social network and her trusted advisor network, two things she had not had to think about before.

3. Manage priorities, not time

Entrepreneurs can be time poor. There is so much to do in setting up and running a business, and only you to do it. Stop and think again. Stop thinking of time as a resource, and start thinking of your priorities. What really is important, and do that. Your 3 – 5 priorities provide you with your source of direction, and capacity. It’s just not necessary to have your standards at Mercedes level when an electric bike will do the job. Enduring you deliver to your priorities as ‘fit for purpose will help you manage your time and your resources.

  • Contract out the time consuming detailed work, e.g. web design, social media,
  • Focus on what gets your product to market and
  • Make it easy for others to do business with you.

4. Expect yourself to generate new responses to old familiar situations

Changing your behavior is possible even when you are stressed, overwhelmed, or feel helpless. These are signals its time to learn something new. Are there fears and anxieties holding you back? Have you spotted your unhelpful behaviors? The good news is it is possible to change your behavior and develop fresh responses in the face of difficulties and set-backs. How do you do this? The first step is to have a vision for yourself of behaving differently AND staying in relationship with key people around you. Buy imagining fresh possibilities, you have already entered new territory. Astonishingly, minor shifts in behavior can have major positive impacts.



Taking on too many functions within the business is a recipe for burnout. Avoid burnout by sticking to your priorities, and ensuring both your social network and your network of trusted advisors create mutual vitality.

5. Define what success is for you

It’s all too easy to define success by money. What else is important to you? What else makes you feel successful? How important are specific relationships to you? How important is having time for fun and refreshment to you? Here are my criteria for success; finances, fun, family, good health and friends. What are yours?

Action to increase vitality in your life

Ensuring you can keep your feet on the ground and fly at the same time, while you take on the myriad of roles required of any entrepreneur takes vision, grit, stamina and good relationships. What might one shift be for you to be at ease with the multiple roles?

  • Being appreciative
  • Being of service in each of your interactions,
  • Looking people in the eye as you speak to them
  • Not speaking when you are frustrated or upset with someone important to you?
  • Giving up looking for perfection
  • Settle on fit for purpose results
  • Asking for what you want?

What one shift will give you greater vitality in the life you have chosen?

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Excel in Your Business by Learning Organizational Skills and Balance https://homebusinessmag.com/lifestyles/self-improvement/excel-business-learning-organizational-skills-balance/ https://homebusinessmag.com/lifestyles/self-improvement/excel-business-learning-organizational-skills-balance/#respond Sun, 25 Jun 2017 10:04:34 +0000 https://homebusinessmag.com/?p=34449 Organization provides the ability to utilize your time, efforts and resources in the most effective way to produce positive results.

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Why are good organizational skills so critical in the workplace?  Organization provides the ability to utilize your time, efforts and resources in the most effective way to produce positive results.

Mastering those skills will assist with:

  • Time and stress management.
  • Meeting project deadlines.
  • Better management skills.
  • Accessibility of documents.
  • Creating trust and professionalism within your team.

So, how do we begin with organization?

  • Create “to do” lists, and mark items off as you complete them.  Categorize them relative to A, B, and C—A priority, B middle, and C least important. Many people do a to-do list and lump it all into one list. Should you go in that direction, your list will just grow and you will become overwhelmed. Categorizing it assists with mind control. Once you achieve positive results in accomplishing the most important tasks first, you will become motivated and your B and C list will be very easy.
  • Set boundaries and learn to say no to colleagues.  Boundaries and limits assist with taking charge of your time and feelings.
  • Set family goals.  Do not allow anything to interfere with things you have scheduled with your family.  We all realize how important goal setting is.  We continually strive to meet our professional goals so don’t forget about the importance of personal and family goals.
  • Choose an accountability partner.  This will assist with eliminating procrastination.  An accountability partner understands your strengths and weaknesses, therefore, helping you reach your desired outcome in a productive manner.
  • Allow additional time in the morning so your day will be structured in a calm and positive way.  This will help you accomplish your tasks in a timelier fashion.
  • Keep track of your PA (productive actions) and NPA (non-productive actions).  This will help you figure out your time wasters.

Creating organizational structure will assist you with persistence.  Persistence is an essential factor in the process and if you do not learn how to be persistent you will not achieve successful results.  To become persistent, you must first know what you want. A strong motive forces one to surmount many difficulties. You must have the desire to pursue the object of your intensity. This will develop your self-reliance and help you formulate organized plans for the development of your goal.



Be sure to create time for yourself.  You are no good to family or colleagues if you can’t find time to relax, relieve tension, and minimize stress.  Once you practice effective organizational habits you will be able to spend additional time with your family and friends.  Include your family in as many areas as you can. For example:  after-work socializing can interfere with your personal life, but there are times it is a necessity in your career.  Find ways to balance those after-work socialization functions successfully by including your spouse.

Once you are organized your mind will be clear and you will be able to unwind on your way home and you won’t be taking home any negativity.  The end result will be additional family bonding and enjoyable time.

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How to Stand Out in Your Professional Life https://homebusinessmag.com/lifestyles/self-improvement/stand-professional-life/ https://homebusinessmag.com/lifestyles/self-improvement/stand-professional-life/#respond Tue, 20 Jun 2017 08:03:25 +0000 https://homebusinessmag.com/?p=34163 No longer will your creativity set you apart; the artist and inventor will starve without a working business model.

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The Boundless Value of Persistence and Perseverance

As the old man stood steadily before the university graduates, they quieted with respectful attention. His years of experience forging a commercial dynasty elicited admiration in business minds from Wall Street to the classroom. He had decades of hands-on wisdom and keen leadership skills honed by the emotionless bottom line of profit statements and the necessity of converting untrained rookies into dynamic producers. The man had seen it all, had been through the fire of business competition and regulation, and he had emerged with one of the leading financial empires of the era and with the well-known respect of his shareholders and employees.

His opening statement to the graduates drew the total focus of the crowd.

“I have one question for you today. Do you want to stand out? As you leave this university and enter the workforce, do you want to distinguish yourself from your competitors? In the business world, you will be evaluated by a different set of standards. You will be viewed through the dispassionate lens of the impact you render. So, what you are about to hear is the most important information you have been given during all your years of education.



Two qualities are required of both the exceptional leader and the outstanding employee to distinguish themselves from the hundreds of thousands of others in their field.  Number one: you must possess integrity. Number two: you must own the traits of persistence and perseverance. To put it simply, you must do what you say you will do, and you must have a consistent, productive work ethic.”

This advice is applicable not only for those starting their careers, but it is also relevant to anyone who wants to set himself apart from his competition and his peers. No longer will your education alone be the differentiator. Your contemporaries are equally educated. According to the National Center for Educational Statistics, in 2016 over 3.2 million students graduated with a college degree. Of that number, almost 1.2 million received master’s or doctorate degrees. There is no substitute for education, but just being educated will not provide significant differentiation. No longer will your creativity set you apart; the artist and inventor will starve without a working business model.

To stand out, the formula is simple: integrity plus hard-working tenacity. Half of this blueprint for success is based on who you are – your integrity. The other half is based on what you do – learning the importance of and mastering the practices of persistence and perseverance. It is vital to understand the difference between these two characteristics and then to see how they act fully in tandem. Once that understanding is reached, it is critical to put these traits into practice daily.

The sage Siri will tell you the definition of persistence is the fact of continuing in an opinion or course of action in spite of difficulty or opposition. Persistence is ‘keeping on keeping on’. Persistence is making calls over and over. Persistence is directing your team again and again until excellence becomes ingrained. Persistence is working your plan even when you don’t see immediate results. Persistence is consistent effort, maintained daily.

Calvin Coolidge said, “Nothing in the world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent. The slogan Press On! has solved and always will solve the problems of the human race.”

Persistence is not giving up, or giving in, or giving way. Persistence is not grabbing something new just because it is shiny. Although processes and systems should be continually evaluated for improvements and for effectiveness, persistence is not reorganizing your structures every three months when you see someone else’s success and think you should emulate them. Persistence is not expecting to hit millionaire status immediately. To covet wealth without persistent effort is to have a ‘hope to win the lottery’ mentality. But lottery winners don’t have a stellar track record of keeping their wealth. According to the National Endowment for Financial Education, about 70% of people who win a lottery or get a big windfall end up broke in a few years. There is an apparent correlation between the qualities that build wealth and the ability to maintain it. One of those vital qualities is persistence.

Perseverance is doing something despite difficulty or delay in achieving success. Perseverance is continued persistence. Think of it like this. Persistence is the athlete, working out each morning in the gym. He continues to get up, get to the gym, and work his routine, even when he is tired, even when his friends are still sleeping, even when his schedule is interrupted. Perseverance is the lifestyle of working out week after week, month after month, year after year. Persistent running water erodes rock; persevering in that erosion pattern creates canyons.

In short, persistence speaks to continuing in a course of action even against opposition, and perseverance connotes longevity in that persistence. Together, these are the twin building blocks of success.

Do you have these traits of persistence and perseverance in your professional life? In some areas you most likely do. What specific discipline have you consistently performed week after week, month after month, year after year? Perhaps you make a point to turn in your reports a day early. Perhaps you participate in a new employee mentorship program. Perhaps you’ve taken on the responsibility of planning company teambuilding exercises. You are persistent in this activity and your longevity has created perseverance. When you are persistent, you push through adversity, you stick with the project until it’s complete, and you don’t look for the easy way out. The persistent professional will persevere and will live out the familiar quote, “Don’t stop when you’re tired; stop when you’re done.”

Do you want to stand out? The formula is simple, and the rewards are boundless.

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How to Increase Work-Life Balance https://homebusinessmag.com/lifestyles/work-life-balance/increase-work-life-balance/ https://homebusinessmag.com/lifestyles/work-life-balance/increase-work-life-balance/#respond Mon, 19 Jun 2017 15:03:09 +0000 https://homebusinessmag.com/?p=34111 I have worked hard in building a life and a business that work together to help me honor what’s most important to me and I want to share some of my road tested tips for increasing work-life balance.

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It’s Wednesday afternoon and you’re on your way to pick up your child from school while listening to voicemails on 3x speed and sending voice messages to your assistant about what you didn’t get to today. Life As a stay at home mom and entrepreneur always seems to be going at warp speed. Sometimes it just doesn’t seem like there are enough hours in the day to get everything done and still spend time with your family. I know this story well and I have worked hard in building a life and a business that work together to help me honor what’s most important to me and I want to share some of my road tested tips for increasing work-life balance.

Create a Schedule for Everything

Creating a schedule helps you to visualize how your day, week, month, and year are going to go. It also helps you have a greater perspective on how your daily actions are leading you to achieving your big goals. I live by a block scheduling model, in which, I carve out intentional time to spend with my family without the distractions of my work calling. Block schedule your work so you know how much time to dedicate to meetings, events, and other needs. Break this down further into actionable steps like meal planning for the week ahead, scheduling in your workouts and time with friends. This proactive approach to managing your calendar will help diminish time spent debating on whether or not you should go to the gym today or meet up with a friend for coffee. When it’s booked in ahead of time and you’ve made a commitment to the inspired action steps that will lead you to your goals, it simplifies your life on a grander scale.  Recognize you can always improve it as you go.



Integrate Helpful Time-Saving Tools Into Your Business

There are so many plugins and techie tools out there to help you operate more efficiently in your business you can literally automate most aspects of your current workload. My top tip for integrating tools into your business is to write down all of the tasks in your business that take you away from doing what you love the most, ask colleagues, experts and in groups for recommendations on tools that could help simplify your process and test them out. Some of my favorite tools voice memo app that I use to communicate with my team and Google Calendar because I can integrate it into other platforms and use my block scheduling model for prioritizing.

Don’t Do It Alone

Trying to do anything in life all by ourselves is hard and most often not very fulfilling. When we find a group of people who challenge us and want to ride the waves of those challenges with us, we give ourselves an incredible gift. When we grow and stretch ourselves based on the people around us, it vastly improves our business trajectory for success. Connecting with others must be a top priority in your business and life plan. You never know what type of support you’re going to need along the way and having a powerful support group to give to and receive from makes the journey more rewarding.

Create White Space Weekends

White space weekends are days I strategically place into my schedule to not do anything related to work. No deadlines to meet. No phone calls or conferences to tend to. No blogs to write. Nothing. This is time I get to spend with my family doing whatever we want. We can stay in our pajamas all day if we feel like it, or we can head out to the park for a fun day outside. These weekends are filled with spontaneity and no rules. And often, I find myself writing some of my best stuff on these days because there are no expectations tethered to the outcomes. White space days are fully allowing us to do whatever we are wanting to do, without thinking about the next thing on the schedule.

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5 Magic Tips to Instantly Balance Your Work & Life https://homebusinessmag.com/lifestyles/work-life-balance/5-magic-tips-instantly-balance-work-life/ https://homebusinessmag.com/lifestyles/work-life-balance/5-magic-tips-instantly-balance-work-life/#respond Tue, 13 Jun 2017 22:54:39 +0000 https://homebusinessmag.com/?p=33894 Being a full-time mom and entrepreneur, Yang Yang knows the struggles you face in taking control of your schedule and creating a balance between work and home life. Discover her little-known tips to achieving all your business goals.

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If you’re aspiring to be your own boss or climbing the career ladder, it can be challenging to attain a perfect work-life balance. Yet getting the right balance in every aspect of your life can be the key to living a fulfilling, less stressful and happy life.

The Boss in White is here to the rescue to transform your life into a modern, well-balanced one! A good work-life balance is something DESE Enterprise CEO Yang Yang knows personally, and she’s here to teach how to increase productivity and create a better sense of harmony in anyone’s work and home lives.



Born and raised in Beijing, Yang Yang has years of experience internationally and domestic that has contributed to her success. Always draped in white, Yang began her online empire with simple beginnings on eBay back in 2004. What originated as a one-woman show has expanded into Dese Enterprise, which is comprised of AMIClubwear.com, Pinkbasis.com, and Cuteshoesforsale.com.

Being a full-time mom and entrepreneur, Yang Yang knows the struggles you face in taking control of your schedule and creating a balance between work and home life. Discover her little-known tips to achieving all your business goals:

  1. Make deadlines — Many tasks don’t have deadlines but setting one will help you finish them faster, so you can move to the next thing quicker.

  2. Reward yourself — Set a goal and when you reach it, buy yourself something nice —this will keep you motivated to achieve that goal.

  3. Stop being a perfectionist — Having high standards is good but trying to do everything perfectly can waste time. Get the work done to the best of your ability the first time, and don’t second guess yourself — you’ll be happier with your work.

  4. Be well groomed —Your personal appearance is the first thing everyone notices, so wear a nice outfit and always be overdressed than underdressed. When you look and feel good, you tend to work faster so take those few extra minutes to get stylish.

  5. Don’t waste time — Take advantage of your travel time by listening to podcasts or audio books to learn a new skill or relax and regroup.

Be the most productive you can at work and at home. Let the Boss in White empower you to make all the right moves for your business and your family. Get more tips at http://www.bossinwhite.com.

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Top 5 DIY Home Workout Hacks https://homebusinessmag.com/lifestyles/health-and-fitness/top-5-diy-home-workout-hacks/ https://homebusinessmag.com/lifestyles/health-and-fitness/top-5-diy-home-workout-hacks/#respond Tue, 13 Jun 2017 16:10:30 +0000 https://homebusinessmag.com/?p=33840 Here are my 5 top DIY home workout, fitness, and fat loss hacks.

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I’ll be honest – I think there is nothing like working out in a supportive atmosphere with a qualified coach at your side to help you achieve your goals quickly and safely.  Maybe I’m biased (who am I kidding, I definitely am) as I have been a personal trainer and fat loss coach for over 20 years.



But here’s something else I know: Sometimes going to the gym is just not in the cards.  Sometimes life gets in the way and we have to do what we can, where we can.  And sometimes that means getting creative and working out at home.

So here are my 5 top DIY home workout / fitness & fat loss hacks.

  • Goals Don’t Take Days Off

The first thing you need to do is get your head straight. Where the mind goes the body follows.  And to that end when things don’t go your way that is no reason to throw in the towel – you need to set your mind to task at hand.  If you have made a commitment to yourself, your fitness and health, then you owe it to yourself to stay true to that commitment.  And that is why one on my personal philosophies is “Goals don’t take days off.”  That doesn’t mean I don’t take days off, because sometimes off days are part of the plan. What I’m saying is don’t let minor bumps in the road throw off your greater plans.  Remember why you started and keep this in mind:  You are worth it.

  • Try Some Interval Training

At my Fit Body Boot Camp, “interval training” is the cornerstone of our workouts (we call it “Afterburn” training). But when you can’t make it in the gym you can set up your own interval workout without any equipment.  The only thing you really need is a timer and there are plenty of free apps for smart phone (just search “workout timer” in your app store.)  The beautiful thing about interval training is it does not take long at all – you can create a fat melting workout that is 4-8 minutes long and can boost your metabolism for up to 30 hours.

Here is a basic interval workout:

4-8 Rounds: 30” on / 30” off
1) Burpees
2) Reverse Crunches

So you would do burpees for 30 seconds, then rest 30 seconds then do reverse crunches for 30 seconds then rest again for 30 seconds.  Do that 4-8 times through and you’re done! It’s really that simple.

  • Go for a “Sprunt”

Sprinting is form of interval training. You essentially run (or walk very fast) for a given distance or time,  then walk for a distance or time.  One time I was telling some clients how I sprint in the mornings but because I’m a bigger guy and not all that fast I call them “Sprunts.”  The good news is (weather permitting) you can sprint/sprunt almost anywhere.  All you’ll need is some decent shoes and someplace to go.

There are 2 ways to set it up- either for time or distance.  If you are going for time you can use a timer (as in the above example) and set it for a 30 on / 30 off, or 20 on / 40 off or whatever you want.  If you are going for distance you would simply do something like mark off 100 meters (100 long steps) then sprint that distance and walk it back to where you started.  Repeat for 4-8 rounds are your metabolism will be fired up all day!

  • Reward Your Commitment

On those day where you *could* justify skipping your workout how about you make a deal with yourself?  How about you set up a healthy (non-food related) reward plan? Something like if you knock out an at-home workout later you’ll get a mani-pedi, a massage or some other spa treatment.  Or if you knock out 2 or 3 this week maybe treat yourself to a new workout outfit or new pair of shoes.  There is nothing wrong with rewarding your commitment to yourself.  These small luxuries can pave the path to your greater long term goals.

  • Always Have a “Plan B”

Like I said, sometimes getting to the gym is just not going to happen. Work, kids, life… they just get in the way.  So instead of blowing off your workout completely why not do something at home? That is why I recommend ALWAYS having a backup plan – a “Plan B” for when those occasions arise.  I send my clients weekly “at-home” workouts for them to keep on file should the need arise.  I recommend you do the same.  Do a google search for “at-home workouts” or subscribe to a local trainers email list who regularly emails out workouts.  Then just keep them handy in an email folder for whenever you need them.

Just because you can’t make it to the gym doesn’t mean you have to give up for the day.  Using the 5 hacks above you can stay true to your goals and get the results you so richly deserve.

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